XRP Faces Potential Short-Term Correction Amid Profit-Taking Surge

Recent on-chain data indicates a possible cooling period for XRP as key metrics surge, suggesting a short-term price correction before any potential rally resumes. With 98% of circulating XRP held at a profit, the market is in a bullish yet precarious position, likely inviting profit-taking behavior. This widespread profitability often leads to resistance as holders cash in, potentially tempering upward momentum. Exchange balances further highlight this trend, with over $1.47 billion in XRP recently moved to centralized platforms, raising concerns about an impending price drop. As of July 2025, the market watches closely to see if this signals a temporary pullback or a more sustained downturn for XRP.

Over $1.47 Billion in XRP Just Hit Exchanges: Is a Price Drop Coming?

On-chain data signals a potential cooling period for XRP as two key metrics surge, hinting at a short-term correction before any rally resumes. Nearly all circulating XRP—98%—is currently held at a profit, a bullish yet precarious position that invites profit-taking. Such widespread gains often precede resistance as holders cash in, tempering upward momentum.

Exchange balances tell a sharper story. Centralized platforms now hold 3.949 billion XRP, a four-month high. Since June 23, over 519 million tokens—worth $1.47 billion—have flooded exchanges, coinciding with XRP's climb from $2.16 to $2.83. This influx creates a liquidity overhang that could pressure prices unless institutional buyers absorb the supply swiftly.

Ripple Document Highlights Catalysts for XRP Price Surge

A recently surfaced Ripple document has ignited discussions within the crypto community about potential drivers for XRP's price appreciation. The document, spotlighted by researcher SMQKE, outlines key factors including increased demand through payment service adoption and the token's utility as a bridge currency.

Ripple emphasizes XRP's dual role as both a security and a transactional asset on the XRP Ledger (XRPL), with network adoption directly tied to price performance. The deflationary mechanism—burning small amounts per transaction—further tightens supply dynamics.

XRP Price Surges Past $3 Amid Institutional Adoption and Fedwire Integration

XRP reclaimed the $3 threshold for the first time since March 2025, climbing to $3.03 as institutional interest and whale accumulation intensified. The rally aligns with the Federal Reserve's transition to ISO 20022 for Fedwire, positioning Ripple's blockchain solutions at the heart of modernized U.S. payment infrastructure.

Fedwire's shift to T+0 settlement enables trillions in daily interbank transfers—including U.S. Treasuries and central bank reserves—to settle in real time. XRP remains the only asset specifically engineered for cross-border settlements at this scale, according to industry observers.

RippleNet's existing ISO 20022 compatibility and Ripple's early membership in the standards body since 2020 have primed XRP for mainstream adoption. Whale wallets holding at least 1 million tokens simultaneously reached record levels, signaling heightened confidence among large investors.

Analysts Predict XRP Rally to New All-Time Highs

Crypto analyst Captain Faibik has issued a bullish forecast for XRP, signaling an imminent surge to new all-time highs. The altcoin has already gained 20% since breaking through the $2.30 resistance level, with Faibik projecting a climb to $4.60. "The XRP train has left the station," he declared, emphasizing the momentum behind the rally.

Egrag crypto corroborates the outlook, identifying $3.010 as the critical threshold. A daily close above this level would confirm the breakout and set the stage for surpassing the current ATH of $3.84. Titan of Crypto adds weight to the prediction, noting a clean breakout from a multi-month descending triangle with a $3.80 target.

Market sentiment is overwhelmingly positive as XRP demonstrates strength against broader market trends. The convergence of technical indicators and analyst consensus suggests a sustained upward trajectory.

SBI CEO Positions XRP as Catalyst for Global Wealth Transfer Amid Economic Uncertainty

SBI Global Asset Management CEO Tomoya Asakura has identified XRP as a pivotal asset in an ongoing global wealth redistribution. Unlike speculative cryptocurrencies, XRP's utility in cross-border payments and institutional adoption positions it as a hedge against traditional market volatility.

Asakura's social media commentary highlights XRP's $172.6 billion market capitalization milestone as evidence of structural capital flows. 'We're witnessing the most significant wealth transfer of our generation,' he stated, noting how geopolitical tensions and trade tariffs are accelerating capital rotation into digital assets.

The analysis suggests XRP's growing dominance reflects broader dissatisfaction with conventional markets. Its blockchain infrastructure and regulatory clarity give it distinct advantages over peers during this financial paradigm shift.

XRP Price Corrects After Strong Rally — Support Levels in Focus

XRP surged past $3.00 before undergoing a corrective phase, with traders now eyeing critical support NEAR $2.75. The digital asset remains firmly above its 100-hour moving average, suggesting underlying strength despite the pullback.

A bullish trend line forming at $2.820 on hourly charts signals potential accumulation. The 50% Fibonacci retracement level from the recent swing low of $2.660 to the $3.0324 peak now serves as a key technical reference point.

Market participants anticipate resistance near $2.920, with decisive breaks above $2.950 potentially reigniting momentum toward $3.080. The price action mirrors broader market trends observed in Bitcoin and Ethereum.